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  <url>
    <loc>https://sivanavillas.com/blogs/villa-journal/three-totals-in-a-villa-budget</loc>
    <lastmod>2026-10-26T02:00:02+00:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/1054/4273/8516/articles/sivana-journal-three-totals-in-a-villa-budget.png?v=1792926476</image:loc>
      <image:title>A Villa Budget Needs Three Separate Totals</image:title>
      <image:caption>Three separate ledgers labelled purchase and setup, recurring expenses, and maintenance reserve, each with its own total.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://sivanavillas.com/blogs/villa-journal/start-with-a-question-villa-resources</loc>
    <lastmod>2026-10-25T11:10:26+00:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/1054/4273/8516/articles/sivana-journal-start-with-a-question-villa-resources.png?v=1792926487</image:loc>
      <image:title>Start with a Question: Practical Resources for Your Villa Search</image:title>
      <image:caption>Six connected research tasks: costs, viewing, layouts, location, climate and ownership, with a useful record at the centre.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://sivanavillas.com/blogs/villa-journal/second-villa-viewing-questions</loc>
    <lastmod>2026-10-27T02:00:03+00:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/1054/4273/8516/articles/sivana-journal-second-villa-viewing-questions.png?v=1792926490</image:loc>
      <image:title>Your Second Villa Viewing Should Answer Different Questions</image:title>
      <image:caption>Two facing notebook pages: first visit records the impression; second visit records a route, a measurement, an inclusion and an unresolved question.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://sivanavillas.com/blogs/villa-journal/choose-floor-plan-ordinary-day</loc>
    <lastmod>2026-10-28T02:00:02+00:00</lastmod>
    <changefreq>weekly</changefreq>
    <image:image>
      <image:loc>https://cdn.shopify.com/s/files/1/1054/4273/8516/articles/sivana-journal-choose-floor-plan-ordinary-day.png?v=1792926492</image:loc>
      <image:title>Choose a Floor Plan by Following an Ordinary Day</image:title>
      <image:caption>A conceptual household route links arrival, kitchen, a quiet room and outdoor dining; it is not a drawing of an actual Sivana floor plan.</image:caption>
    </image:image>
  </url>
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